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Limited Offer
$50K Invoice Factoring FREE at 0% APR
Backed by funding from
GB Bank Logo

Turn Retailer Invoices into Immediate Cash Flow

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PO Financing
Fund purchase orders before retailers pay
Invoice Factoring
Unlock cash from unpaid retailer invoices

What Our Customers Say

“Spring is by far the fastest and most tech-savvy invoice factoring company I’ve ever come across.”

Brian Friedman
Co-founder & COO, Super Mush

“Spring funds my invoices within hours. Never seen anything like it before. I don’t recommend anyone else for financing your growth.”

Isabel Washington
CEO, Laurel's

“I love Spring Cash: they give up to 100% of the invoiced amount while others only give 70-80%. I never have to submit financials on new draws and there’s no overhead.”

Jason Bauer

CEO, Original Crumbs

“Spring's terms are the best I've ever seen: no traditional personal guarantee and no all-asset liens. The most founder-friendly company I've met.

Forbes Fischer

CEO, Cloud 23

Why Our Customers Love Us

Immediate Cash Flow

Get paid immediately for retailer invoices, turning your sales into instant capital.

No Collateral or Guarantees

We don't require inventory collateral, personal guarantees, or equity stakes.

Simple, Transparent Pricing
One clear factoring fee per invoice—no hidden costs or surprises.

Scalable Access

As your retailer partnerships grow, so does your available funding. Use the funds freely to cover inventory, marketing, operations, or any other business expense.

Flexible Funding Limits
Funding adapts dynamically to your invoices, enabling continual growth without friction.
Dedicated Account Management
Personalized support from a dedicated advisor to streamline the factoring process.
Digital Integration
Seamless connection to major invoicing platforms for swift approvals and rapid payouts.
Quick Approvals
Rapid decisions made in hours, not days, to accelerate your cash flow.
No Long-term Commitments
Use factoring only when needed without long-term contractual obligations.
Streamlined Process
Minimal documentation required; designed to save you valuable time.

About Us

We're majority owned by Clivedale Group, which has over $1 billion of assets and is a majority shareholder of GB BANK, a regulated UK bank.
GB Bank’s London HQ
GB Bank’s London HQ
GB Bank’s London HQ

Leadership

Non-Executive Chairman
Sameer Gehlaut
In the UK, Sameer founded Clivedale Group, a luxury real estate developer with a portfolio exceeding £1.5 billion in GDV.

Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.

Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.

Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.

Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
CEO
Tej was previously an investor at Coatue, a hedge fund and VC fund that manages over $50 billion and whose portfolio companies include Bytedance (TikTok), OpenAI, Discord, Canva, and others.

He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
CTO
Oliver Hamilton
Oliver Hamilton is the CTO and Co-Founder of SpringCash, a fintech startup focused on simplifying access to capital for businesses.

Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.

Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.

Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
CCO
Will Fischer
Will has been Head of Credit at Highbeam, a banking platform for Consumer Brands, and Nectar, a real estate fund. Prior to those roles, he was the first American underwriting hire at Wayflyer, an ecommerce fintech, where he helped build out the team and develop their PO finance product. During his tenure, they became a unicorn and more than tripled in headcount.

Will started his career in leveraged finance at Regions Bank's restaurant group before joining the Peace Corps and working in economic development in Colombia.

He graduated cum laude from Wake Forest University with a bachelor of economics and attended The Wharton School and Lauder Institute for his MBA and MA.
General Counsel
Alex Cameron
Alex Cameron is the General Counsel at Springcash having a career in legal and finance since 1987 in the City of London.

Alex is an English qualified solicitor who has been Head of Legal for Barclays Capital and the Barclays Business Bank in the UK and worked for both Merrill Lynch and Bank of America in a senior legal capacity before being a founder of The Mortgage Lender, a highly successful retail mortgage lending business that was sold to Shawbrook Bank.

Alex is a director of GB Bank and has previously been a director of two other UK banks. Comfortable in both start ups and established businesses Alex brings a wealth of experience to the business of Springcash.
COO
Nico Mottesi
Nico was previously an Investment Banking Associate at Houlihan Lokey’s FinTech and Software M&A practice.

Prior to that, he was a Research Analyst at FT Partners in their Vertical Software and Payments division.

He graduated with a Business degree from Cornell University.

FAQs

What is invoice factoring?

Invoice factoring allows businesses to sell their pending invoices to us for immediate cash.

How quickly can I receive funding from my retailer invoices?

Most offers are approved within minutes, and the ones that go to manual review are reviewed within 60 minutes. Once an offer is approved, funds are wired immediately.

What are the fees associated with factoring my invoices?

Fees vary based on invoice size and retailer, typically ranging from 1% to 3%.

Can I factor invoices from any retailer?

Most major retailers are accepted; eligibility depends on invoice verification.

Do I need collateral or a personal guarantee?

No collateral or personal guarantees are required.

Will factoring impact my relationship with the retailer?

No, retailers continue their usual payment process; factoring remains confidential.

How does SpringCash verify my invoices?

We securely integrate with your invoice management software for verification.

Is there a limit to how many invoices I can factor?

No, you can factor as many invoices as your business needs.

What happens if the retailer delays payment beyond the agreed terms?

We manage delays without impacting your initial funding.

Can I use invoice factoring along with other financing options?

Yes, invoice factoring complements other financing products seamlessly.

How do repayments work once my retailer pays?

Retailer payments are directed to SpringCash, settling your funded invoices directly.

Do you integrate directly with my existing invoice software?

Yes, we integrate with major invoicing platforms for seamless processing.

Are there minimum or maximum invoice amounts?

Minimum and maximum amounts vary by retailer and your specific needs, typically ranging from $10,000 to $1 million per invoice.

Is my business eligible for invoice factoring?

If you regularly sell to established retailers and have verifiable invoices, your business likely qualifies.

How can I contact Spring Cash?

You can reach us in the following ways: email support@springcash.com or call (804) 516-8727. We’ll get back to you within one business day.

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