We Back Momentum.
‍Backing founders before the system says they're ready

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“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”
“Spring funds my invoices within hours.”
“Up to 100% of the invoiced amount while others only give 70-80%”
“Cheapest and fastest financing from what I've seen.”
“The most founder-friendly company I've met.”
“Fastest and most tech-savvy invoice factoring company.”

Capital for Companies in Motion

Momentum we've already backed
Purchase orders and invoices funded by SpringCash

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We back momentum.
Get funded in minutes.

Purchase Order

$1,000,000

1
Get access

Connect your business info to get approved for a capital access amount
2
Get funded

Choose working capital, invoice factoring, or PO financing — whatever matches the moment.
3
Pay for usage

Your subscription tier is based on how much capital you use in a 30-day period. No usage = $0.

Testimonials

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“Spring Cash is by far the fastest and most founder-friendly funding partner I've worked with. Same-day funding and ultra-low rates.”

— Lance Collins, Co-founder of BodyArmor
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“As the co-founder of a 9-figure revenue brand, I care about two things: speed and cost of capital. Spring Cash delivers both.”

— Ryan Chen, Co-Founder, NeuroGum
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“Spring is by far the fastest and most tech-savvy invoice factoring company I’ve ever come across.”

— Brian Friedman, Co-founder & COO
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“Spring funds my invoices within hours. Never seen anything like it before. I don’t recommend anyone else for financing your growth.”

— Isabel Washington, CEO
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“Spring has been a great partner for us!  Fast, transparent, and actually understands how DTC and retail brands operate.”

— Fares Benouhiba, Founder & President
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“Spring's  terms are the best I've ever seen: no traditional personal guarantee, and no all-asset lien. The most founder-friendly company I've met.”

— Forbes Fischer, CEO
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"Love these guys. Cheapest and fastest financing from what I've seen."

— Justin Kim, COO
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"SpringCash is the fastest funding we've ever received."

— Naushad Parpia

Our Additional Products

Invoice Factoring

Once you invoice retailers or distributors, we advance you 80-99% of the invoice amount immediately.
Get Started
Invoice to Distributor
$100,000

PO Financing

Turn confirmed purchase orders into fulfilled revenue. We fund your supplier upfront so you can deliver on large orders and replay once your customer pays.
Get Started
Your Annual Revenue
1,000,000
Your funding estimate
$500,000
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$700,000

How we’re different

1

Get funded in 5 minutes by connecting  your bank account and uploading an invoice or PO

2

Flexible and multiple types of financing. Instant funding and higher amounts funding

3

Trust and transparency brought via a commercial and regulated bank backing

FAQs

What is purchase order financing and how does it work?
Purchase order financing (“PO financing”) is when we pay your factory or co-packer upfront to produce goods for a confirmed retailer purchase order. Instead of you needing the cash to make the inventory, we step in and fund the cost of production so you can fulfill large orders from retailers like UNFI, KeHE, Costco, Target, Nordstrom, Walmart, and more.
Do you pay the funds to the brand or directly to the factory/co-packer?
We will pay the factory/co-packer. Your first $50K in factored invoices has 0% fees or APR.
What types of POs are eligible (Target, Walmart, Costco, UNFI, Dot Foods, etc.)?
Any major retailer or distributor is eligible. SpringCash can finance POs from UNFI, KeHE, Costco, Target, Nordstrom, Walmart, and most other national retailers and wholesalers. If the PO comes from a legitimate, verifiable retailer or distributor, we can fund it.
What percentage of the purchase order will you finance?
We finance up to 100% of the purchase order, depending on the retailer and overall deal structure. Most brands receive full coverage so they can produce and ship the order without tying up cash.
How fast can you fund a purchase order?
Usually within 24 hours of applying. To apply, fill out the 6-minute form on our website, link QuickBooks and your bank.
How Do I Get Started?
To get started, just fill out the 6 minute form and link QuickBooks and your bank through our confidential Plaid secure upload.
What documents do I need to qualify?
Invoice Factoring needs an Invoice, PO, or POD.PO Financing only needs the PO.
What happens if my retailer takes deductions or chargebacks?
For your first invoice with us, we factor 80% to understand your deduction and chargeback history. This helps us determine the advance rate we can offer you going forward.If the retailer pays more than we factored, we remit the excess to you immediately.

If deductions or chargebacks come in higher than the invoiced amount, we’ll work with your team to collect the difference within a reasonable timeframe.
Do you require personal guarantees?
No. SpringCash does not require personal guarantees. We offer the most founder-friendly terms in the industry, guarantees apply only in cases of fraud, not normal business failure.
Is purchase order financing considered a loan?
No. PO financing is not a loan, it’s an advance on a confirmed retailer order. It doesn’t show up as debt and won’t affect your term sheet, balance sheet, or fundraising.
Do you require a lien, UCC filing, or collateral?
We do not have a general UCC loan recruitment.
Products
Purchase Order FinancingInvoice FactoringWorking Capital Access
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106 W 56th St, Floor 21, New York, NY 10019
support@springcash.com
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