Turn Retailer Invoices into Immediate Cash Flow

Let's get you funding fast.
Approvals up to $250K instantly.
Why businesses pick Spring
Instant approvals based on company's financial and credit profile
Applying has no impact on your personal credit score
To apply, you'll need
At least 1 year in business
$100k+ annual revenue
Owner, leadership, and banking details
How It Works
Tell us about your business
Business

Owners & Leaders

Consent

Account Connections
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Tell us about your business
Once you've created an account, take a moment to share some details about your company.
Link your Invoice Platforms
Securely connect your invoice management platforms to easily share your pending invoices from retailers like Walmart, Costco, and others.
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Pre-approved amount
$150,000
Receive Immediate Funding
We quickly verify and analyze your retailer-issued invoices.
Once approved, receive instant funds directly to your bank account, freeing you from lengthy retailer payment schedules.
Once approved, receive instant funds directly to your bank account, freeing you from lengthy retailer payment schedules.
Why Our Customers Love Us
Immediate Cash Flow
Get paid immediately for retailer invoices, turning your sales into instant capital.
No Collateral or Guarantees
We don't require inventory collateral, personal guarantees, or equity stakes.
Simple, Transparent Pricing
One clear factoring fee per invoice—no hidden costs or surprises.
Scalable Access
As your retailer partnerships grow, so does your available funding. Use the funds freely to cover inventory, marketing, operations, or any other business expense.

Flexible Funding Limits
Funding adapts dynamically to your invoices, enabling continual growth without friction.

Dedicated Account Management
Personalized support from a dedicated advisor to streamline the factoring process.

Digital Integration
Seamless connection to major invoicing platforms for swift approvals and rapid payouts.

Quick Approvals
Rapid decisions made in hours, not days, to accelerate your cash flow.

No Long-term Commitments
Use factoring only when needed without long-term contractual obligations.

Streamlined Process
Minimal documentation required; designed to save you valuable time.
Our Team Has Previously Invested $500M+ into Brands Such As:
Popular Use Cases for Funding
Brands We’re a Great Fit For

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Accelerate cash flow to keep fresh products stocked and production uninterrupted, without waiting on retail payments.
Our business by the numbers
98
%
98% of approved invoices funded within 24 hours
85
%
of customers return for additional funding
90
%
of merchants report improved cash flow
40
%
40% growth in revenue after using factoring
About Us
We're majority owned by Clivedale Group, which has over $1 billion of assets and is a majority shareholder of GB BANK, a regulated UK bank with >$2 billion balance sheet.
Leadership

Chairman
Sameer Gehlaut
In the UK, Sameer founded Clivedale Group, a luxury real estate developer with a portfolio exceeding £1.5 billion in GDV.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.

CEO
Tej was previously an investor at Coatue, a hedge fund and VC fund that manages over $50 billion and whose portfolio companies including Bytedance (TikTok), OpenAI, Discord, Canva, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.

CTO
Oliver Hamilton
Oliver Hamilton is the CTO and Co-Founder of SpringCash, a fintech startup focused on simplifying access to capital for businesses.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
FAQs
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