We give you up to $1 million in under
5 minutes at the lowest rates in the market

Let's get you funding fast.
Approvals up to $250K instantly.
Why businesses pick Spring
Instant approvals based on company's financial and credit profile
Applying has no impact on your personal credit score
To apply, you'll need
At least 1 year in business
$100k+ annual revenue
Owner, leadership, and banking details
How It Works
Tell us about your business
Business

Owners & Leaders

Consent

Account Connections
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Tell us about your business
Once you've created an account, take a moment to share some details about your company.
Securely connect your platforms
We analyze your performance data to give you tailored financing offers. Our system only reads your data and never modifies it.
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Pre-approved amount
$150,000
Select an offer
Choose a financing offer that works best for your business. Once approved, we can send the funds to your bank in as little as 24 hours.
Why Our Customers Love Us
5 Minute Decisions
Get capital in as little as 24 hours to seize growth opportunities.
No collateral, no personal guarantee, non-dilutive
We don't secure against your inventory, require you to sign a personal guarantee or take any ownership in your business.
No spend restrictions
We send cash directly to your bank account - use it however you see fit.
One transparent fee. No hidden costs.
Remit your funding amount, plus our fixed fee over a timeframe that aligns with your business cycles.

Revenue-Based Repayments
Instead of fixed monthly payments, repayments are tied to a percentage of revenue. This provides flexibility, ensuring repayments scale with cash flow.

Expert Team
Get access to our team of experts to walk you through your funding options that best suit your ecommerce business's needs.

Digital-First, Data-Driven Underwriting
We use real-time sales data (Shopify, Amazon, etc.) to underwrite loans. This means faster approval, and often more generous terms than traditional lenders.

Global Reach
We offer funding to businesses in multiple countries.

Easy Application Process
Minimal paperwork and no hard credit checks. This saves time and makes it accessible for small businesses.

Scalable Credit Limits
As the business grows and sales increase, the funding limits can grow with it. This ensures continuous access to capital as growth accelerates.

Dedicated Account Management
A dedicated advisor to guide your business through the funding process.

Rapid Re-Funding
Once your business repays a portion of its advance, you can quickly access additional funds. This keeps the growth cycle moving with minimal delays.

Deeply experienced team
Our Chairman, Sameer Gehlaut is the founder of Indiabulls, a which became a publicly-traded company and India’s 3rd largest mortgage company, providing over $35 billion in lending to more than 500,000 customers and paying $1.8 billion in dividends to shareholders. He is also the majority shareholder of GB Bank ($2B+ balance sheet).
How Much Funding You Could Receive
Your monthly revenue
100,000
Your funding estimate
$150,000
-
$300,000
Our Team Has Previously Invested $500M+ into Brands Such As:
Popular Use Cases for Funding
Brands We’re a Great Fit For

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Keep your shelves stocked and ready for hungry customers—never miss a sales opportunity again.
Our business by the numbers
95
%
of customers report faster growth after funding.
85
%
of merchants return for additional funding
80
%
of merchants report improved cash flow flexibility
90
%
of approved applications receive funds within 24 hours
About Us
We're majority owned by Clivedale Group, which has over $1 billion of assets and is a majority shareholder of GB BANK, a regulated UK bank with >$2 billion balance sheet.
Leadership

Chairman
Sameer Gehlaut
In the UK, Sameer founded Clivedale Group, a luxury real estate developer with a portfolio exceeding £1.5 billion in GDV.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.

CEO
Tej was previously an investor at Coatue, a hedge fund and VC fund that manages over $50 billion and whose portfolio companies including Bytedance (TikTok), OpenAI, Discord, Canva, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.

CTO
Oliver Hamilton
Oliver Hamilton is the CTO and Co-Founder of SpringCash, a fintech startup focused on simplifying access to capital for businesses.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
FAQs
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