Spend Now on Ads. Pay Later.
Increase sales by allowing your customers to receive instant loans at the time of checkout.
Get Started with Spring Cash in Just 3 steps
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Apply & Connect Your Data
Sync your ecommerce and ad accounts (Shopify, Meta, Google Ads, etc.). No credit check required.
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Pre-approved amount
$150,000
Get Approved & Funded
Receive a virtual Spring Cash card with up to $500K in available ad credit. Terms based on real business performance.
Spend on Ads, Pay Later
Use your SpringCash card on any ad platform. Choose net 30, 60, or 90 terms for each transaction.
Why Our Customers Love Us
Performance-Based Limits
Your credit limit grows with your ROAS and sales velocity.
Flexible Net Terms
Choose Net 30, 60, or 90 based on your campaign return window.
Rolling Terms by Transaction
Each campaign gets its own repayment clock—giving you total cash flow control.
Rapid Re-Approval
Finish one campaign, fund the next—without waiting weeks.
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Dedicated Support for Ad Strategy
Work with a team that understands CAC, LTV, ROAS—not just credit scores.
Built for Paid Media Growth
Every dollar we lend goes toward performance marketing that drives sales.
Ad Platform-Ready
Use on Meta, Google, TikTok, Pinterest, Amazon Ads, and more.
Live Campaign Insights
Your dashboard tracks ad ROI, spend pacing, and repayment timelines.
Zero Personal Guarantee
No personal risk. No collateral. Just pure business credit.
Unlimited Virtual Cards
Spin up new cards for each campaign, team member, or agency.
No Interest, Just Fixed Fees
Transparent cost structure so you always know your margins.
Rapid Re-Approval
Finish one campaign, fund the next—without waiting weeks.
Dedicated Support for Ad Strategy
Work with a team that understands CAC, LTV, ROAS—not just credit scores.
Our Team Has Previously Invested $500M+ into Brands Such As:
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The Mansion at 9 Marylebone Lane
Mandarin Oriental Hotel, Mayfair
Mayfair Park Residences by the Dorchester Collection
Brands We’re a Great Fit For
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Keep your shelves stocked and ready for hungry customers—never miss a sales opportunity again.
Our business by the numbers
94
%
of customers report increased ad efficiency from better cash timing.
88
%
of merchants reinvest savings into new customer acquisition.
82
%
of customers scale their paid spend by 2x within 3 months.
91
%
of funds are deployed to Meta, Google, and TikTok Ads.
About Us
We're majority owned by Clivedale Group, which has over $1 billion of assets and is a majority shareholder of GB BANK, a regulated UK bank with >$2 billion balance sheet.
Leadership
Chairman
Sameer Gehlaut
In the UK, Sameer founded Clivedale Group, a luxury real estate developer with a portfolio exceeding £1.5 billion in GDV.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
Landmark developments by Clivedale include Mayfair Mandarin Oriental Hotel and Residences and Mayfair Park Residences, managed and serviced by the Dorchester Collection.
Sameer through his family office is the majority shareholder of GB Bank (UK) with £2 billion+ in deposits.
Sameer founded Indiabulls Group in India. Under his leadership, Indiabulls Housing Finance disbursed over $35 billion to more than 500,000 customers and returned $1.8 billion in dividends to shareholders. Indiabulls Real Estate developed over 20 million sq. ft. of prime residential and commercial properties and it's 2 office complexes, One Indiabulls Center and Indiabulls Finance Cente were bought by Blackstone for $2 billion.
Sameer holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology (IIT) Delhi.
CEO
Tej was previously an investor at Coatue, a hedge fund and VC fund that manages over $50 billion and whose portfolio companies including Bytedance (TikTok), OpenAI, Discord, Canva, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
He also worked at Bain Capital Ventures and the M&A team at IAC, a holding company that owned and spun out Tinder, TicketMaster, Hotels.com, Expedia, and others.
CTO
Oliver Hamilton
Oliver Hamilton is the CTO and Co-Founder of SpringCash, a fintech startup focused on simplifying access to capital for businesses.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
Previously, he was a founding engineer at Minion AI, where he built critical infrastructure for AI-driven applications. Before that, Oliver worked at Alameda Research, where he developed high-performance trading systems in cryptocurrency markets. He gained early exposure to high-frequency trading as a software engineering intern at Two Sigma, contributing to the derivatives engineering team. He also interned at Airbnb, working on the Experiences Search team to enhance user discovery algorithms.
Oliver is particularly passionate about startups leveraging artificial intelligence and algorithmic trading technologies. He enjoys building scalable software systems and exploring innovative approaches to financial engineering. Oliver is enthusiastic about fintech's potential to reshape how businesses access and utilize capital efficiently. Outside work, he is a dedicated runner and enjoys exploring New York City’s food scene.
Oliver holds an MS and BS in Computer Science and a BA in Mathematics from Vanderbilt University.
FAQs
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