Please read these Platform Terms carefully before using the Platform or the Services.
"Confidential Information"
Means all non-public information relating to SpringCash or you, documentation, technical information, software, business information, feedback, pricing, reports, trade secrets or know-how or other materials of a confidential nature disclosed by one Party to the other Party and in connection with the Platform Terms or the Services;
"Customer", "you", "your"
means the company set out in the Onboarding process, or a user of the Platform, as the context requires;
"Customer Agreements"
Means any agreement entered into between a SpringCash group company and a customer for any of the Platform Services;
"Insights Services"
means the SpringCash insights and analytics services provided to customers which includes providing information and recommendations on performance using key marketing and transaction data metrics, and using aggregated non-personal customer information to benchmark at industry or geographical level (and, together with the Platform Services, and any other services, materials, tools or functions which may be provided by SpringCash from time to time, the "Services");
"Onboarding"
means the process of submitting Registration Information and setting up of a Customer Account on the Platform;
"Partnership Site"
Means a website offering the SpringCash Services operated by SpringCash in partnership with one of our commercial partners from time to time;
"Platform"
means the SpringCash website and/or mobile application, as applicable;
"Platform Services"
means any and all services provided via the Platform, including but not limited to capital advances, underwriting services, merchant insights, and any other services provided by us from time to time;
"Platform Terms"
means these terms and conditions which apply to your use of the Platform and the Services, as applicable;
"Registration Information"
Means the personal and company information required by SpringCash in its sole discretion during Onboarding and any follow-up or further information requested from time to time;
"Verification Documentation"
means EIN, Certificate of Incorporation, passports and the like required by us to verify your Registration Information and identity; and
"SpringCash", "we" or "us"
means SpringCash LLC, having our registered office at 48 Bedford St. #5B, New York, NY, 10014, United States.
1.1 These Platform Terms (together with the documents referred to in it) set out the terms and conditions on which you may make use of Platform, the Services and/or any Partnership Site, whether as a guest or a registered user. Use of the Platform includes accessing, browsing, creating an account with us or otherwise registering to avail of our Services.
1.2 Please read these Platform Terms carefully before you start to use the Platform, as these will govern your use of it.
1.3 The Platform and the Services are intended for business use and are not directed towards individual consumers.
1.4 By using the Platform and/or Services, you confirm that you accept these Platform Terms and that you agree to comply with them.
1.5 If you do not agree to these Platform Terms, you must not use the Platform or Services.
1.6 In addition to these Platform Terms, you may enter Customer Agreements with us (including, but not limited to, our Capital Advance Agreement, Merchant Cash Advance Agreement, or other agreements in respect of any other services offered by SpringCash) from time to time. If there is any conflict between these Platform Terms and such other Customer Agreement, the latter will take precedence in respect of the relevant Services.
1.7 These Platform Terms, any relevant Customer Agreement and any other documents or communications relevant to the Services will be provided to you electronically and it is a condition of your use of the Services that you accept them in that format. You further accept that all such documentation or agreements are "in writing" for the purposes of applicable law.
1.8 We recommend that you print a copy of all documentation received from us for future reference.
These Platform Terms refer to the following additional terms, which also apply to your use of the Platform and the Services:
3.1 We may revise these Platform Terms at any time by amending this page and will notify you of this accordingly by placing a notice on the Platform.
3.2 Please check this page from time to time to take notice of any changes we make, as they are binding on you.
4.1 We may update the Platform or Services from time to time.
4.2 We do not guarantee that the Platform, or any content on it, will be free from errors or omissions.
5.1 The Platform is made available free of charge, on an "as is" and "as available" basis.
5.2 We may suspend or withdraw the Platform without notice.
5.3 You must not use the Platform for any illegal or disruptive purpose.
5.4 You must not sublicense or commercially exploit the Platform or Services.
You must register to use our Services and keep your password confidential.
If your credentials are compromised, contact support@springcash.com.
We require:
You must keep your data up to date and accurate. You indemnify us against any resulting losses.
7.1 You may apply for funding or services via your Customer Account.
7.2 You may receive Insights Services even without an active agreement.
7.3 We will retain access to your accounts unless you revoke it.
7.4 If your application is unsuccessful, we will retain your data for two years.
7.5 We may use your business data for benchmarking and improving our services.
7.6 You grant us a license to use your Business Activity Data.
7.7 We may share anonymized data with partners under confidentiality.
7.8 You may be identified as a customer for marketing unless you opt out.
7.9 Personal data is handled according to our Privacy Notice.
7.10 If you don’t consent to these uses, you must delete your account.
You warrant:
9.1 We are not obligated to provide Services even if you qualify.
9.2 You are responsible for ensuring the Services are suitable.
9.3 You should seek independent advice.
9.4 We disclaim all implied warranties to the extent permitted by law.
Each party must protect the other’s Confidential Information and only disclose it as required or permitted under these Terms.
Exceptions include:
Obligations last for three years after disclosure.
11.1 We or our licensors own the Platform IP.
11.2 You may print or download content for personal reference.
11.3 You may not modify or use content commercially.
11.4 Breach of these terms may result in termination of access.
12.1 Content is for general info only. Always seek professional advice.
12.2 We do not guarantee that the content is complete or accurate.
If you breach these Terms, we may suspend or terminate your account.
You agree to indemnify us against any losses related to:
14.1 We do not exclude liability for death or injury caused by negligence or fraud.
14.2 We are not liable for:
14.3 Total liability for Platform use is limited to $1,000.
15.1 We do not guarantee a virus-free Platform.
15.2 Use your own antivirus protection.
15.3 Do not introduce malicious code or attack the Platform.
16.1 Third-party links are for your convenience.
16.2 We are not responsible for third-party content.
16.3 We may use tools like:
Use of these tools is subject to their terms.
17.1 Our remedies are cumulative.
17.2 No waiver of rights is implied by silence.
17.3 Notices will be provided electronically.
17.4 If a clause is invalid, the rest still applies.
18.1 These Terms supersede all previous discussions and agreements.
18.2 You accept these Terms without relying on prior representations.
18.3 This clause does not limit liability for fraud.
These Terms are governed by New York law. Disputes are subject to the exclusive jurisdiction of New York County courts.
Email us at support@springcash.com
Effective date: June 3, 2025