Spring Cash is the fastest growing fintech in B2B commerce, providing working capital to consumer retail brands and Shopify founders, solving a $100B+ cash flow problem.
We're building the future of commerce financing. When brands land major orders from Target, Whole Foods, or Costco (and other retailers), they face major cash flow constraints: suppliers need payment upfront, but retailers take 60–90+ days to pay. And even direct-to-consumer brands selling on Shopify run into the same squeeze: inventory, marketing, and fulfillment costs hit immediately, while payouts, returns, and seasonality can stretch cash at exactly the wrong time. Most brands either turn down growth or give up equity.
We've built the solution: purchase order financing, invoice factoring, and working capital advances, all delivered through our first of its kind subscription model. Instead of one-off loans with unpredictable costs, we offer predictable, subscription-based capital that scales with growth. It's on-demand funding with zero surprises, zero hidden fees — just transparent capital when brands need it, whether they’re scaling wholesale with big box retailers or accelerating DTC growth on Shopify.
Spring Cash is redefining B2B financing. While traditional companies offer slow, complicated funding, we've created something radically better: simple, transparent capital that moves at the speed of modern commerce for both wholesale driven consumer brands and Shopify first founders.
Backed by GB Bank's $3B+ balance sheet, Spring Cash gives growth stage consumer brands the financial infrastructure they deserve. If you want to work at the intersection of fintech innovation and real world commerce, this is it.